Maryland · Remodeling licensing · official-source guide
Maryland licenses remodeling work statewide through the Maryland Home Improvement Commission, part of the Maryland Department of Labor. Anyone who acts as a home improvement contractor needs an MHIC contractor license. The headline requirements are two years of trade experience or comparable training, a passing exam score, proof of financial solvency, and proof of current $50,000 liability insurance.
Verified against agency sources on 2026-10-05. Rules and fees change; confirm with the named authority before relying on this guide.
The Maryland Home Improvement Commission licenses and regulates home improvement contractors and salespersons. The Commission sits inside the Division of Occupational and Professional Licensing at the Maryland Department of Labor. Licensing is statewide. No Maryland county or city issues a home improvement contractor license of its own in place of the MHIC license. The Commission does three jobs at once: it licenses, it investigates homeowner complaints and awards monetary damages against licensed contractors, and it prosecutes people who violate the home improvement law. It also runs the Guaranty Fund that pays homeowners for losses on work done by licensed contractors. The Commission office is at 100 S. Charles Street, Tower I, Baltimore. Walk-in assistance is not available, and in-person service runs by appointment through the Department of Labor central scheduling system, Monday through Friday from 10:00 a.m. to 4:00 p.m. Telephone numbers are 410-230-6231 and 1-888-218-5925. Two boundaries matter for a remodeler. A contractor who holds an MHIC license is not required to hold a business construction license under Title 17 of the Business Regulation Article, so the MHIC license is the operative credential for remodeling work. The MHIC license does not cover new home construction: builders who build homes in Maryland register with the Home Builder Registration Unit of the Office of the Attorney General instead. Marine contracting moved out of MHIC jurisdiction and is licensed by the Maryland Department of the Environment, though a marine contractor who performs work beyond that scope still needs an MHIC license. A contractor who represents a corporation files articles of incorporation and a Certificate of Good Standing from the Maryland Department of Assessments and Taxation. A contractor using a trade name checks the name with the Commission first, because the Commission will not accept a name the same as or confusingly similar to the name an existing licensee uses, then registers it with Assessments and Taxation and files the certificate of trade name registration with the license application.
Sourceslabor.maryland.gov 1labor.maryland.gov 2labor.maryland.gov 3labor.maryland.gov 4
The Home Improvement Law defines home improvement as the addition to or alteration, conversion, improvement, modernization, remodeling, repair, or replacement of a building or part of a building used or designed to be used as a residence or dwelling place, a structure adjacent to that building, or an improvement to land adjacent to the building. That definition is what pulls ordinary remodeling into the licensing requirement. Home improvement includes work on individual condominium units. It does not include work on commonly owned areas of condominiums or on buildings that contain four or more single family units. The Commission states that the home improvement license covers home improvement services performed on homes and apartment buildings containing three or fewer units. The Commission publishes a long list of work types that usually require a license. Interior examples include carpentry, drywall, painting, plastering, tile, cabinets, kitchens, bathrooms, sinks and countertops, and floor coverings other than carpet. Exterior examples include roofs, siding, gutters and downspouts, windows, doors, skylights, decks, porches, porch enclosures, sunrooms, garages, foundations, retaining walls, patios, driveways, masonry pointing, stucco, and waterproofing. Accessibility work such as ramps, stair chair lifts, and permanently mounted overhead lift systems is on the list. So are insulation, solar panel systems, radon mitigation, and lead paint abatement. For any residence built before 1978, the federal lead rule requires EPA certification and lead-safe work practices on renovation, repair, or painting that disturbs lead-based paint, and it applies to work affecting six square feet of interior space or 20 square feet of exterior space.
Sourceslabor.maryland.gov 1labor.maryland.gov 2labor.maryland.gov 3
Maryland uses two MHIC license categories and no graded classifications by project size or trade. A contractor license lets the holder perform or agree to perform a home improvement for a homeowner. A salesperson license lets an individual sell home improvements for a licensed contractor, and a salesperson may represent up to two licensed contractors at a time, but only one when negotiating a home improvement contract with the same homeowner. The salesperson applicant passes the salesperson exam and files written notice signed by both a licensed contractor and the applicant confirming an employment or other contractual relationship. Each MHIC licensed business must have an individual who holds an MHIC license and meets the requirements for licensure, and the requirements are the same whether the business is new or decades old. Temporary licenses no longer exist, since that provision came out of the law in 1999. A person must hold a contractor license whenever acting as a contractor in Maryland, and a contractor or salesperson license whenever selling a home improvement in the state. The statute then lists exemptions. An employee paid a salary or wages who is not a salesperson is exempt, as is a clerical employee, retail clerk, or other non-salesperson employee of a licensed contractor as to a transaction on the licensed contractor premises, and a solicitor who contacts an owner by telephone only. The broadest exemption covers an architect, electrician, plumber, heating, ventilation, air-conditioning or refrigeration contractor, or other person required by state or local law to meet standards of competency or experience, who currently holds that license and is acting only within the scope of that occupation or installing a central heating or air-conditioning system. A person selling work to be performed by one of those trades is exempt too, along with licensed security systems technicians and licensed marine contractors. Read it the practical way: a remodeler who sells and manages a kitchen or bathroom project needs the MHIC license even when every trade on the job carries its own. Subcontractors get no exemption for being subcontractors.
Sourceslabor.maryland.gov 1labor.maryland.gov 2mgaleg.maryland.gov 3regs.maryland.gov 4
An applicant for an MHIC contractor license needs at least two years of trade experience or comparable educational training. The regulation spells out what counts as trade experience: participation in a registered apprenticeship program, employment performing home improvements, employment performing commercial or residential construction, repairs or renovations, participation in a community service or charitable building or renovation program, or performing repairs and improvements that require a building permit on your own home or the home of family members. Two years of work as a licensed home improvement salesperson can be credited as trade experience if the Commission decides the applicant gained substantial knowledge of operating a home improvement business. Experience as a supervisor, manager, or owner of a business may be substituted for one year of the required trade experience after Commission review. In place of trade experience an applicant may substitute educational training in the form of vocational school training in a building trade or participation in a building trade work-study program. The Commission considers the experience and educational qualifications of applicants with documented handicaps on an individual basis. There is no prelicense course requirement. Many Maryland community colleges offer an MHIC exam preparation course and Montgomery College offers one in Spanish, but no course is required to apply. Applicants with a felony conviction, or a misdemeanor conviction relating to a home improvement transaction, must give the Commission copies of the conviction records, including a true-test copy from the clerk of the court where the conviction occurred.
Sourcesregs.maryland.gov 1labor.maryland.gov 2labor.maryland.gov 3labor.maryland.gov 4
Every applicant passes the licensing exam before applying for the license. PSI Examination Services administers it for the Commission. The contractor examination has 55 questions and the salesperson examination has 35 questions. Both are based on the laws and regulations that govern operating a home improvement business and selling home improvement work, so this is a business and law exam rather than a trade skills test. Candidates must answer at least 70 percent correctly to pass. The exam is delivered by computer and runs two hours. The standard exam fee is $63.00, paid to the testing service rather than to the Commission, and the Commission regulation on fees confirms that examination and reexamination fees are set by and paid directly to the testing service. Exams run daily Monday through Friday at PSI test centers in Baltimore, College Park, Salisbury, Frederick, Hagerstown, Lanham, and Crofton, by appointment confirmed in writing. The PSI Candidate Information Bulletin states that content is based on the fifth edition of the Contractors Guide to Business, Law and Project Management. Candidates register with PSI online, by e-mail, or at 1-800-367-1565. A failed exam carries a 30 day wait before reapplying, and any subsequent request waits 60 days. The exam fee is due each attempt. A passing score does not sit forever: an applicant who passes must apply for licensure within two years or the score expires and the exam has to be retaken. On passing, the testing company sends the license application to the candidate.
Commission fees are set by regulation and were increased effective August 1, 2024. The contractor license application fee is $281.25 for each place of business of the contractor. The salesperson license application fee is $112.50. An application processing fee of $22.50 applies. Renewal fees run on the same scale: $281.25 for a contractor for each place of business, and $112.50 for a salesperson. A license can be moved to inactive status for a $56.25 inactive status application fee, with renewal while inactive costing $126.75 for a contractor and $42.25 for a salesperson, plus an $11.25 reissuance fee to reactivate. A certification of license status costs $1.25 and document copies are $1.25 per page. Separate from those fees, every contractor pays a Guaranty Fund assessment when the license is issued and again at each renewal. The Commission states the two year assessment is $100.00 for an original MHIC contractor license and $175.00 every two years on renewal, and the renewal regulation sets the renewal credit to the Fund at $175. The exam fee of $63.00 goes to PSI, not to the Commission. Budget the contractor route as the application fee, the processing fee, the original Guaranty Fund assessment, and the exam fee, and remember the application fee repeats for every place of business you operate. Nothing here covers local building permit fees, which are charged separately by the county or city that issues the permit.
Sourcesregs.maryland.gov 1labor.maryland.gov 2regs.maryland.gov 3labor.maryland.gov 4
Maryland screens remodelers for financial solvency, and this is the requirement that surprises applicants most. An applicant must show financial solvency based on the scope and size of the business measured against total assets, liabilities, a full credit report, and net worth. The application includes a contractor personal financial statement, and a co-owner signature is required if assets are co-owned. The regulation requires a credit report from an approved credit reporting agency plus a statement of all outstanding judgments and pending civil actions against the applicant. The Commission evaluates personal assets and does not consider business assets. The benchmark ties to the Guaranty Fund: an applicant who cannot show a net worth equal to the maximum Fund award available to one claimant for the acts or omissions of one contractor must obtain a two year surety bond for that amount, and must keep a bond in place until the Commission authorizes cancellation on proof of sufficient net worth. An applicant who does not meet the solvency guidelines may instead obtain an indemnitor. The Commission publishes surety bond forms at $30,000 and at $100,000, plus information for an indemnitor and a sample list of bonding agencies. Solvency is not a one-time test. The Commission may require a licensee to demonstrate financial solvency at any time and may revoke the license for failure to do so, and holding a surety bond does not stop the Commission from denying, suspending, or revoking a license on solvency grounds. Insurance runs alongside it. Applicants and licensed contractors must show proof of current $50,000 liability insurance at the time of application, for both original and renewal licenses, and the Commission states the coverage must be in effect at all times. A contractor must give the Commission notice of cancellation of liability insurance at least 10 days before the cancellation effective date, which makes the certificate an active obligation rather than a filing you forget.
Sourcesregs.maryland.gov 1labor.maryland.gov 2labor.maryland.gov 3mgaleg.maryland.gov 4
The Guaranty Fund is the backbone of Maryland consumer protection in remodeling, and licensed contractors pay for it. A homeowner may recover from the Fund for an actual loss resulting from an act or omission by a licensed contractor, or from a violation of the written notice duty in the statute, as found by the Commission or a court. The act or omission of a subcontractor, salesperson, or employee of the licensed contractor counts as the licensed contractor act or omission, whether or not an express agency relationship exists, which is why who you put on a job is a licensing matter and not only a quality matter. The statute caps awards: no more than $30,000 to one claimant for the acts or omissions of one contractor, and no more than $250,000 to all claimants against one contractor unless the contractor reimburses $250,000 to the Fund. The Fund pays nothing for attorney fees, consequential damages, court costs, interest, personal injury damages, or punitive damages, nothing on a court default judgment, and nothing above the amount the claimant actually paid the contractor. Relatives, employees, officers, and partners of the contractor cannot claim. A claiming owner must live in the home or own no more than three residences. Claims must be brought within three years after the claimant discovered, or with ordinary diligence should have discovered, the loss. The Fund applies only to work done by licensed contractors, which is the Commission strongest argument to homeowners for hiring one.
Maryland regulates the form and content of every home improvement contract, and the regulation of the contract is where most remodelers get cited. Each contract must be in writing and legible, describe clearly each document it incorporates, and be signed by every party. Required contents include the name, address, telephone number, and license number of the contractor; the name and license number of each salesperson who solicited or sold the work; approximate dates when performance will begin and when it will be substantially completed; a description of the home improvement and the materials to be used; the agreed consideration; the number of monthly payments and the amount of each, including any finance charge; and a description of any collateral security. The contract must carry a notice giving the Commission telephone number and website and stating that each contractor must be licensed and that anyone may ask the Commission about a contractor. A Commission notice must also state that formal mediation is available through the Commission, that the Commission administers the Guaranty Fund, and that a homeowner may request a performance bond for protection against losses the Fund does not cover. Where payment is secured by an interest in residential real estate, a notice in at least 10 point bold type on the first page must state that the contract creates a mortgage or lien, that the owner may consult an attorney, and that the owner may rescind within three business days after signing by notifying the contractor in writing. The homeowner initials that notice independently.
Sourcesmgaleg.maryland.gov 1labor.maryland.gov 2regs.maryland.gov 3
Three payment and cancellation rules sit on top of the contract requirements. First, deposits. A contractor cannot accept more than one third of the contract price as a deposit, and may not accept any payment of any kind until the contract is signed. Beyond that initial deposit the Home Improvement Law does not control the payment schedule, so the draw schedule is negotiable between homeowner and contractor as long as the deposit stays at or below one third. Second, arbitration. A mandatory arbitration clause must name the person or organization that will conduct the arbitration, state whether mandatory fees will be charged and include the fee schedule, state whether the arbitrator findings are binding, and disclose that a claim against the Guaranty Fund is stayed until the mandatory arbitration proceeding is complete. Both parties affix their initials and the date immediately next to the arbitration clause at signing. A claimant must also comply with a written agreement to arbitrate before seeking recovery from the Fund. Third, door-to-door sales. A home improvement contract may also fall under the Maryland Door-to-Door Sales Act, which requires extra contract language, including notice that the buyer may cancel at any time prior to midnight of the fifth business day, or midnight of the seventh day if the buyer is at least 65 years old, after the date of the transaction. A separate Notice of Cancellation form must be attached and filled in, and the contract must be written in the language principally used in the oral sales presentation.
Sourceslabor.maryland.gov 1regs.maryland.gov 2mgaleg.maryland.gov 3
This is the part of Maryland law a working remodeler touches every day. A licensed home improvement contractor may not solicit home improvement business by advertisement in a newspaper, magazine, circular, or printed document, or by television or radio announcement, unless the advertisement states the name and license number of the contractor. Treat your website, print pieces, and broadcast spots the same way: name plus MHIC number. No advertisement may contain an assertion, representation, or statement of fact that is false, deceptive, or misleading, directly or indirectly, including on finance or credit terms. Specific wording is prohibited unless it is literally true. Phrases such as Factory to You, Direct to You, Buy from the Manufacturer, Save the Middleman Profit, or similar claims may not be used unless the advertiser actually makes or produces the merchandise. If you reference a guaranty or warranty, or use the words guarantied or warranted, the terms, conditions, limitations, and period covered must be clearly and conspicuously disclosed, and the advertisement must indicate whether labor and material only, repair, replacement, or full refund is offered. A discount coupon offer may not require the coupon to be presented before you provide an estimate or proposal. Advertised prices must be qualified when they exclude items necessary for proper function and appearance, extra delivery charges must be disclosed, and an installation charge that is extra must be disclosed clearly next to the offer in wording such as Installation Extra or Plus Installation.
Sourcesregs.maryland.gov
Maryland tells remodelers exactly what to put on their trucks. Licensed contractors and subcontractors must conspicuously display their home improvement license number preceded by the designation MHIC # on both sides of all vehicles primarily used by the licensee, or under the licensee direction and control, for the performance of home improvement work. Performance of home improvement work includes transporting materials to and from the jobsite and does not include sales work. Contractors and subcontractors display only their own license numbers while working as a subcontractor. The display must be at least three inches in height. The Commission prices these violations by civil citation, which is why the advertising and display rules are worth taking literally. Failure to include the name or license number in an advertisement is $100 for a first violation and $300 for a second or subsequent violation. Publishing a false, misleading, or deceptive advertisement is $300 first and $1,000 after. Failure to display the license number on a vehicle is $100 first and $300 after. Acting as a contractor or selling a home improvement under a name other than the licensed name is $500 first and $1,500 after. Performing or selling a home improvement with or through an unlicensed person is $1,500 first and $5,000 after, which is the heaviest item on the list and the reason to verify every subcontractor license before scheduling them. Contract defects, including a missing license number on the contract, run $500 first and $1,500 after. The same schedule treats a violation of the Maryland Workers Compensation Act, a state or local building law, a state safety or labor law, or the lead paint accreditation requirement as a citable offense at $500 first and $1,500 after.
Maryland treats unlicensed home improvement work as a crime, not a paperwork problem. Except as otherwise provided in the title, a person may not act or offer to act as a contractor in the state without a contractor license, and a person may not sell or offer to sell a home improvement in the state without a contractor license or salesperson license. Note that offering counts: soliciting the work without the license is the violation, so an unlicensed bid is already actionable. A person who violates that section is guilty of a misdemeanor. On a first conviction the penalty is a fine not exceeding $1,000 or imprisonment not exceeding six months or both. On a second or subsequent conviction it is a fine not exceeding $5,000 or imprisonment not exceeding two years or both. The exposure is not only criminal. The Guaranty Fund applies only to work done by licensed contractors, so an unlicensed job leaves the homeowner with no Fund remedy and the contractor with no shelter. Separately, the civil citation schedule fines a licensed contractor $1,500 for a first violation and $5,000 after for performing or selling a home improvement with or through an unlicensed person. A conviction does not permanently bar licensure. The Commission may license an individual found guilty of acting as a contractor or salesperson without a license if the applicant has settled all outstanding obligations and one year has passed since the conviction date.
Sourcesmgaleg.maryland.gov 1labor.maryland.gov 2regs.maryland.gov 3labor.maryland.gov 4
The license period is two years from the date the original license is issued, and each licensee has a personal renewal date rather than a statewide common expiration. The Commission mails notice of expiration and renewal instructions roughly 60 days before expiration, and advises licensees who have not received a notice within 30 days of expiration to contact the Commission. Renewals can be filed online with payment by credit card, or returned by mail with a check or money order. Before the Commission renews a contractor license, the contractor pays $175 to be credited to the Guaranty Fund. There is no continuing education requirement to renew an MHIC license, which is unusual and worth knowing before you buy a course. An application received within two years after a license expired is presumed to be a renewal application; one received more than two years after expiration is presumed to be an application for a new license. A renewal is not retroactive to the expiration date, and it takes effect when the applicant satisfies the renewal requirements. A license can be switched between active and inactive status, but not within 60 days of the renewal date. On reciprocity the answer is short: the Commission does not offer reciprocity with any other state, because every licensee must demonstrate knowledge of Maryland law and regulation. A contractor licensed elsewhere still takes the Maryland exam. Every contractor who solicits or performs home improvement services in Maryland needs an MHIC license even with no Maryland office, and out-of-state contractors also register with Assessments and Taxation. Two housekeeping duties ride with renewal. The Commission requires the actual street address of the contractor principal business office on every application, original and renewal, and will not accept a post office box or private mail drop. Licensees must also notify the Commission in writing within 10 days of any change of control in ownership or management, or any change of address or trade name, sent by certified mail with return receipt requested to the Executive Director, and a missed notice draws a $500 first citation and $1,000 after.
Sourceslabor.maryland.gov 1labor.maryland.gov 2labor.maryland.gov 3regs.maryland.gov 4labor.maryland.gov 5regs.maryland.gov 6regs.maryland.gov 7regs.maryland.gov 8
The MHIC license is statewide, but permits are local, and the Commission makes permit compliance the contractor problem by regulation. In performing any home improvement contract it is the non-delegable duty and obligation of the prime contractor to secure, or see to the securing of, every permit, license, or special exception necessary to proper completion of the contract under applicable state or local building laws. You cannot push that onto the homeowner or a subcontractor. The civil citation schedule backs it up: violating a building law of the state or a political subdivision carries $500 for a first violation and $1,500 for a second or subsequent violation. In Baltimore City, permits are handled by the Department of Housing and Community Development and processed online through the E-Permits system, covering residential and commercial construction, interior and exterior alterations, electrical, mechanical, plumbing work, and use and occupancy. In Montgomery County, the Department of Permitting Services requires a permit before reconstruction or renovation of an existing structure other than a repair, and states that a permit is not required for painting, wallpapering, replacing a faucet, installing countertops, or installing hardwood floors, tile, or carpeting when no structural changes are performed. Montgomery County notes that electrical, mechanical, right-of-way, well and septic, or fire protection permits are often needed alongside the alteration permit, that zoning must be satisfied, and that a municipality inside the county may require its own permission. Properties on individual well and septic carry extra requirements.
Sourcesregs.maryland.gov 1regs.maryland.gov 2baltimorecity.gov 3montgomerycountymd.gov 4
Maryland maintains a free public license lookup, and homeowners are told to use it, so a remodeler should expect to be checked. The Home Improvement Public Query lets anyone search active licensees practicing in Maryland by contractor personal name, by contractor trade name, by contractor location using city or zip code, by salesperson personal name, or by contractor license registration number. Searches by name can be narrowed with a city. The query does not show disciplinary history; the Commission asks people to contact it directly for information about disciplinary actions against a licensee. Timing matters when you are new. Once an application is approved, the licensee information loads into the Commission licensing database, the database updates the public query nightly, and the name appears in the public search the following day. The paper license arrives in the mail typically within 10 days of approval, so a contractor can be verifiable online before the certificate is in hand. Application review itself typically takes two to three weeks, longer if the file is incomplete. Three practical implications for winning work. Put your MHIC number where a homeowner can find it without asking, because the contract and your advertising must carry it anyway. Verify every subcontractor in the same public query before they set foot on a Maryland job, since using an unlicensed person is the most expensive civil citation on the schedule. Keep your trade name registration consistent with the name you advertise and contract under.
Sourcesdllr.state.md.us 1labor.maryland.gov 2regs.maryland.gov 3
These are common details other guides publish about Maryland, but we could not verify them from the agency source. Confirm them directly before relying on them.
Yes. The Maryland Home Improvement Commission, part of the Maryland Department of Labor, licenses home improvement contractors and salespersons statewide. Home improvement covers alteration, remodeling, repair, and replacement of a residence, including individual condominium units. It does not cover new home construction, which goes through the Home Builder Registration Unit at the Office of the Attorney General instead.
Commission regulation sets the contractor application fee at $281.25 for each place of business, the salesperson application fee at $112.50, and an application processing fee at $22.50. Renewal is $281.25 for a contractor per place of business and $112.50 for a salesperson. Contractors also pay a Guaranty Fund assessment, $100.00 originally and $175.00 at each two year renewal.
Proof of current $50,000 liability insurance must be filed with the application for both original and renewal licenses, and the Commission states the coverage must be in effect at all times. If the policy is being cancelled, the contractor must notify the Commission at least 10 days before the cancellation takes effect. Treat the certificate as a standing obligation.
Yes. Every contractor who solicits or performs home improvement services in Maryland must hold an MHIC license, whether or not the contractor holds a license in another state and whether or not the contractor has a Maryland office. Out-of-state contractors must also register with the Maryland Department of Assessments and Taxation before operating in the state.
No. The Maryland Home Improvement Commission does not offer reciprocity with any other state, because every licensee must demonstrate knowledge of Maryland laws and regulations. A contractor licensed elsewhere still takes and passes the Maryland contractor examination. Two years of trade experience or comparable education and the financial solvency review apply the same way to out-of-state applicants.
The contractor examination has 55 questions and the salesperson examination has 35, both drawn from the laws and regulations governing home improvement business operation and sales. Passing takes at least 70 percent correct. The computer-based exam runs two hours, the standard fee is $63.00 paid to PSI, and a passing score expires if you do not apply within two years.
No more than one third of the contract price, and no payment of any kind may be accepted before the contract is signed. Past that deposit the Home Improvement Law does not dictate the payment schedule, so draws are negotiable between homeowner and contractor. The agreed price and the number and amount of monthly payments must appear in the contract.
When payment is secured by an interest in residential real estate, the first page must carry a notice in at least 10 point bold type telling the owner they may rescind within three business days after signing by notifying the contractor in writing. The homeowner initials that notice separately. Door-to-door sales carry their own longer cancellation window and a separate cancellation form.
Yes. A licensed contractor may not solicit home improvement business in a newspaper, magazine, circular, or printed document, or by television or radio announcement, unless the advertisement states the contractor name and license number. Omitting the name or license number draws a civil citation of $100 for a first violation and $300 for a second or subsequent violation.
The home improvement license number, preceded by the designation MHIC #, conspicuously displayed on both sides of every vehicle primarily used for performing home improvement work, in lettering at least three inches high. Transporting materials to and from the jobsite counts as performance; sales work does not. Missing vehicle display is a $100 first citation and $300 after.
Acting or offering to act as a contractor without a license is a misdemeanor. A first conviction carries a fine up to $1,000 or up to six months imprisonment or both, and a second or subsequent conviction up to $5,000 or two years or both. A licensed contractor who works through an unlicensed person faces a $1,500 civil citation.
No. The Commission states there is no continuing education requirement to renew an MHIC license. The license period is two years from issuance, each licensee has a personal renewal date, and renewal notices go out roughly 60 days before expiration. Renewal includes a $175 Guaranty Fund payment and fresh proof of the required liability insurance coverage.
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