Hawaii · Remodeling licensing · official-source guide

Hawaii remodeling license requirements.

Hawaii licenses remodeling at the state level. The Contractors License Board, inside the Department of Commerce and Consumer Affairs, issues the A, B and C classifications. Most remodelers hold the B general building license or the C-5 cabinet, millwork, and carpentry remodeling and repairs license. The headline requirement is four years of supervisory experience plus passing the business and trade examinations.

Verified against agency sources on 2026-10-05. Rules and fees change; confirm with the named authority before relying on this guide.

Who issues the remodeling license in Hawaii

Hawaii regulates remodeling at the state level. The Contractors License Board, inside the Department of Commerce and Consumer Affairs and its Professional and Vocational Licensing Division, issues every contractor license used on Oahu, Maui, Kauai and Hawaii Island. There is no separate county contractor license and no second home improvement contractor registration stacked on top of it. One license number works on all four islands. The Board meets once a month except December. It reviews applications received on or before the first Tuesday of the month before the meeting date. Its counter is at 335 Merchant Street, Room 301, Honolulu, mail goes to P.O. Box 3469, Honolulu, HI 96801, and the phone number is (808) 586-3000. The Board applies two bodies of law: Hawaii Revised Statutes chapter 444 and Hawaii Administrative Rules chapter 16-77. The Regulated Industries Complaints Office, in the same department, investigates unlicensed contracting and complaints against licensees. The counties keep the other half of the job. Each county planning and permitting department decides when a building, electrical or plumbing permit is required, and sends the inspector. So a Hawaii remodeler answers to one licensing board and to whichever county permit counter the project sits in. For a contractor who has to go sell work, the practical result is simple. Your license number is statewide, so the same number belongs on every ad, estimate and landing page you run, no matter which island the lead came from.

Sourcescca.hawaii.gov 1cca.hawaii.gov 2cca.hawaii.gov 3cca.hawaii.gov 4cca.hawaii.gov 5

When remodeling work needs a license

The Regulated Industries Complaints Office states the rule for consumers in two parts. A contractor license is required for any project exceeding $1,500 in labor and material, and for any project that requires a building, electrical or plumbing permit. The Board's owner-builder publication repeats the same two triggers and adds that the permit trigger applies regardless of the cost of labor and materials. So a $900 bathroom job that needs a plumbing permit still needs a licensed contractor. The Board's own contractor FAQ states the handyman exemption with a lower figure, as not more than $1,000.00 in aggregate contract price including labor, materials and taxes, with no building permit required. Both documents are published by the same department, so treat $1,500 as the figure in current circulation and confirm the statutory number with the Board before you advertise any threshold. Two points are not in dispute. The exemption never covers electrical or plumbing work that requires a permit, and even where a county does not require an electrical or plumbing permit, the work may still have to be performed by a licensed electrician or plumber. A license is also required to bid. Offering to undertake work that requires a license is itself licensed activity, so an unlicensed estimate is a violation before any tool comes out of the truck. Merely supplying material or equipment does not require a license, but bidding or performing the installation does, even when the installation is subcontracted to a licensed contractor.

Sourcescca.hawaii.gov 1cca.hawaii.gov 2cca.hawaii.gov 3cca.hawaii.gov 4

The classifications that cover remodeling

The Board issues three families of license: A general engineering, B general building, and C specialty. A general building contractor is defined in HRS section 444-7(c) as a contractor whose principal business concerns a structure for the support, shelter and enclosure of persons or property, requiring in its construction the use of more than two unrelated building trades or crafts. That is the license most full-scope remodelers hold. Under HAR section 16-77-32(c), a B licensee automatically holds ten specialty classifications without further examination or additional fees, including C-5 cabinet, millwork, and carpentry remodeling and repairs, C-6 carpentry framing, C-12 drywall, C-24 building moving and wrecking, C-31a cement concrete, C-32a wood and vinyl fencing, C-42a aluminum and other metal shingles, and C-42b wood shingles and wood shakes. C-5 is the dedicated remodeling classification. The rules let a C-5 holder install cabinets, cases, sashes, doors, trims and nonbearing partitions that become a permanent part of a structure, remodel or repair existing buildings, install window shutters, garage doors, bifold and shutter doors and manufactured sidings, and do incidental work. C-5 stops at the structure. It does not cover changes or additions to basic components such as foundations, beams, rafters, joists or any load bearing members. Related classifications sit nearby: C-5a garage door and window shutters, C-5b siding application, C-54 interior design, and C-55 waterproofing. Read HAR section 16-77-33(b) before you quote. A B license alone does not entitle the holder to take a contract unless the contract requires more than two unrelated trades, or unless the holder also holds the matching specialty license.

Sourcescca.hawaii.gov 1cca.hawaii.gov 2

Entity, sole proprietor and responsible managing employee

Hawaii licenses the business and the qualifying person separately. You apply either as a sole proprietor or as an entity such as a corporation or limited liability company. An entity application must be paired with a responsible managing employee application, and the Board charges a separate application for each contracting entity and each responsible managing employee. The sole proprietor or the responsible managing employee is the person who must verify the experience and sit the exams. HAR section 16-77-71 requires the principal responsible managing employee to be in residence in Hawaii while the entity's license is in effect or while a project is under construction. That residence rule shapes how mainland firms enter the market, because the qualifying person has to live here, not visit. One person can serve as responsible managing employee for more than one contracting entity only with Board approval, and only on four grounds: common ownership of at least 51 percent of the equity of each entity, one entity being a subsidiary or joint venture of the other, a direct immediate family relationship between the responsible managing employee and the officers, directors or members of the other entities, or a direct immediate family relationship between the officers, directors or members of all the entities. Joint ventures and partnerships must themselves be licensed when any party does not hold a license. Where every party is licensed, the Board instead needs written notice of the joint venture, proof of registration with the Business Registration Division, and a letter from the responsible managing employee asking to serve more than one contracting entity.

Sourcescca.hawaii.gov 1cca.hawaii.gov 2cca.hawaii.gov 3

Experience and the application package

The experience bar is four years of supervisory experience within the ten years immediately before filing, in the classification you are applying for. Supervisory means on-site supervision and direction of employees. The Board asks you to prove it twice. You submit at least three notarized experience certificates, at least one per classification requested, and no two certificates in the same classification may come from the same person. You also submit a Chronological History of Projects form, one per classification, describing work performed in house with your own crew, work subcontracted out, and the means and methods of each project. The Board instructs applicants to count only time actually spent on site supervising their own crew, not design, material ordering, or scheduling around rain-outs and deliveries. Technical training may be accepted, but never for more than one year of experience. Applicants licensed in another state should supply proof of licensure and still file three certificates and the project list. The rest of the package: the application fee, trade name registration if you use a trade name, a compiled, reviewed or audited financial statement no more than a year old with an independent accountant's report, a complete credit report issued within six months covering at least five years, and a current Hawaii State Tax Clearance issued within six months with an original Department of Taxation stamp. A summary or a credit score is not a complete credit report. You must be at least 18 and have a good reputation for honesty, truthfulness, financial integrity and fair dealing. Asbestos applicants swap experience for a four-day EPA or Board approved training course completed within two years of filing.

Sourcescca.hawaii.gov 1cca.hawaii.gov 2cca.hawaii.gov 3

The examination

Approval by the Board is not the license. It is permission to test. Once the Board approves the application, the sole proprietor or responsible managing employee registers with the testing agency, Prometric, and pays the exam fees directly to it. Most classifications require two parts: Part I, Business and Law, and Part II, Trade, which covers field knowledge in the classification requested. The Board's FAQ puts the examination fee at $75.00 per part. Study material for Part II is listed in the Bulletin of Examination Information, and Prometric can be reached in Hawaii at (808) 261-8182. The whole examination process has to be finished within six months of application approval. Applicants who do not pass within that window pay the appropriate fees again. The Board can approve a request to sit the exam outside Hawaii if you submit the written request with your application ahead of the deadline, and you pay any extra cost for out-of-state testing. Test sites are limited to locations where the testing service keeps a secured office. A request to use an interpreter also needs Board approval, and the service costs $100 added to the examination fee. The order of events matters for anyone planning a launch. The Board reviews applications filed by the first Tuesday of a month at its meeting the following month, notifies you of approval, disapproval or deferral, then you test the month after that, then you submit license requirements, and only then does the Board issue the license. Build that calendar into any plan that depends on holding the license by a given date.

Sourcescca.hawaii.gov 1cca.hawaii.gov 2

What the license costs

Hawaii splits the money into an application fee, exam fees, an initial license fee that depends on where you land in the two-year cycle, and a biennial renewal fee. The application fee is $50.00 per application, and you may request more than one classification on the same application. HAR section 16-77-12 adds a contractors education fund fee of ten dollars to every application. Examination fees are $75.00 per part and go to the testing agency. The initial license fee for a contracting entity or sole proprietor is $663.00 if you are licensed between October 1 of the even-numbered year and September 30 of the odd-numbered year, and $494.00 if you are licensed between October 1 of the odd-numbered year and September 30 of the even-numbered year. For a responsible managing employee the same split is $438.00 and $334.00. Renewal is $353.00 for a contracting entity or sole proprietor and $208.00 for a responsible managing employee. HAR section 16-77-54 adds a contractors education fund fee of five dollars and a contractors recovery fund fee of ten dollars to each renewal. A dishonored check carries a $25.00 service charge, and the Board treats a dishonored check as a failure to meet the fee requirement, which means the license is not valid and you may not do business under it. Checks go to Commerce and Consumer Affairs and must be drawn on a United States financial institution. The application fee is non-refundable, so a deferred or disapproved application does not buy back the $50.00.

Sourcescca.hawaii.gov 1cca.hawaii.gov 2cca.hawaii.gov 3

Insurance, workers compensation and bonds

Insurance is a condition of issuance, not a nice-to-have. After you pass the exam, the Board requires a certificate of insurance from a carrier or agency authorized to do business in Hawaii showing comprehensive bodily injury and property damage liability with minimum limits of $100,000 each person and $300,000 each occurrence for bodily injury, and $50,000 each occurrence for property damage. You also file a certificate of workers compensation insurance plus a statement from the carrier that the Board will be notified of any withdrawal, termination or cancellation. A sole proprietor with no employees may file a Board-prescribed form in place of workers compensation coverage. Coverage has to stay continuous for the life of the license, with evidence on file at the Board. Failure to keep continuous liability and workers compensation coverage causes automatic forfeiture of the license, and if continuous coverage is not reinstated within 60 days you must apply as a new applicant. The Board points agents at its online insurance certificate submittal system at pvl.ehawaii.gov/inikua for faster processing. Bonds are discretionary. The Board may require a surety bond as a condition of licensure in an amount it determines, and HAR section 16-77-76 requires a licensee to maintain an imposed bond for at least one year before requesting a waiver. The Board may waive it on evidence of financial integrity, supported by credit reports, financial statements and a tax clearance. One classification carries a fixed figure: C-53 miscellaneous retail products contractors must file a $50,000 surety bond with the Board. You must also keep a definite place of business in Hawaii, with the license displayed there, and a post office box is not accepted.

Sourcescca.hawaii.gov 1cca.hawaii.gov 2

Renewal and the two-year cycle

Every Hawaii contractor license runs on the same clock. All licenses, regardless of issuance date, expire and must be renewed by September 30 of each even-numbered year. The Board's current notice covers the licensing period of October 1, 2026 to September 30, 2028, with renewals accepted from August 10, 2026 through September 30, 2026 and the hardcopy renewal form mailout on August 7, 2026. Keep your address current with the Board, because that mailing is how the renewal form reaches you. Miss September 30 and the license is forfeited. A forfeited license holder is considered unlicensed and may not practice. Restoration of a forfeited license is accepted until November 30 of the even-numbered year with a penalty fee, and after November 30 restoration is not accepted at all, which forces a brand new application with the full supporting package. HAR section 16-77-55 sets what you have to show to renew: a current state tax clearance or proof of a payment arrangement, a statement disclosing or denying liens, undisputed debts or judgments against you relating to services or materials supplied as a contractor, proof of continuously maintained workers compensation coverage or self-insurance or exclusion, proof that liability and property damage insurance has been maintained at the required amounts, and proof that any surety bond imposed by the Board is current. Responsible managing employees are not required to submit insurance information or a tax clearance unless the Board needs it to verify past due taxes or liens. The Board's renewal rule and its published renewal requirements set no continuing education hours.

Sourcescca.hawaii.gov 1cca.hawaii.gov 2cca.hawaii.gov 3

Out-of-state contractors and reciprocity

Hawaii grants no reciprocity. The Board states it plainly: there are no reciprocity agreements with other states, and all applicants must meet the same licensing and examination requirements. Holding a general building license in California, Washington or Texas shortens nothing. You still file the application by the first Tuesday deadline, still produce four years of supervisory experience, still submit three notarized experience certificates and the project list, and still sit both exam parts. Proof of your out-of-state licensure is useful supporting evidence and the application asks for a copy of each contractor license previously held in any state, but it does not replace the certificates. Three other rules shape an out-of-state entry. First, the principal responsible managing employee must be in residence in Hawaii while the license is in effect or while a project is under construction, so you need a qualifying person living in the state rather than flying in. Second, you must keep a definite place of business in Hawaii where you can be served notice and legal process and where the license is displayed, at a physical address rather than a post office box, and you must notify the Board of any address change within ten business days. Third, on insurance the Board will accept liability coverage from a non-admitted carrier if the producer qualifies for an exemption under HRS section 431:9A-104(b)(6), which gives mainland firms a path when their existing carrier is not admitted here. Requests to sit the examination out of state need Board approval in advance.

Sourcescca.hawaii.gov 1cca.hawaii.gov 2cca.hawaii.gov 3

Written contracts and pre-contract disclosures

Hawaii writes the home improvement contract for you, and the rules are strict enough to be worth reading before you print your next proposal template. Under HAR section 16-77-79, a contractor doing home construction or home improvements must disclose seven things before obtaining a binding contract from the homeowner and before applying for a building permit: all information whose absence might mislead the homeowner, including the lien rights of labor, suppliers and subcontractors; the scope of work; the approximate percentage of work to be subcontracted; whether the contractor is bonded and whether the owner has a right to demand bonding, with disclosure of the extent of available financial security if the contractor is not bonded; the contractor's license number and classifications; all warranties; and an estimate of the cost of work. HAR section 16-77-80 then requires a written contract containing the contractor's name, address, license number and classifications, the exact dollar amount due, the start date and the number of days to completion, the scope of work and materials, the approximate percentage subcontracted with the names and license numbers of all subcontractors, a clear statement of the risk of loss of payments made to a sales representative printed in distinct capital letters next to the owner's signature line, a lien rights provision, warranty terms, and the signatures of homeowner and contractor. The contract must be executed before any work is performed. Service-type work that does not require a county permit, such as routine electrical or plumbing maintenance, is excluded from the definition of home construction or improvements for this rule. Homeowner covers owners and lessees of private residences, condominiums and cooperative units.

Sourcescca.hawaii.gov 1cca.hawaii.gov 2

Advertising, license display and what you may call yourself

This is where licensing meets marketing. HAR section 16-77-83 requires a contracting entity advertising through any media to be identified as a licensed contractor by listing the name under which it is licensed, or its trade name filed with the Board, and the license number. The rule defines media broadly: newspapers, magazines, radio, television, the Internet, and directories, including all listings in the yellow pages. A website, a Google Business Profile description and a paid search ad all sit inside that definition, so the licensed name and the license number belong on them. Use the name you are licensed under or a trade name filed with the Board, not an informal brand. The classification rules then limit the words. HAR section 16-77-4 bars acting, assuming to act, or advertising as a contractor, general engineering contractor, general building contractor or specialty contractor without a license. HAR section 16-77-33 bars an A or B licensee from acting or advertising as a specialty contractor except in the specialty classifications it holds, and bars a specialty contractor from acting or advertising in any classification other than the ones it holds. Subsection (d) is the teeth: any licensee who acts, assumes to act, or advertises in a classification it is not licensed for is construed to be engaged in unlicensed activity. Two classifications must advertise a limit. C-53 miscellaneous retail products and C-54 interior design contractors must inform consumers that they do not physically perform the installation or renovation work and state that in all advertising. HAR section 16-77-87 also requires the license to be prominently displayed at your permanent place of business.

Sourcescca.hawaii.gov

Unlicensed work, owner-builder permits and penalties

The Regulated Industries Complaints Office handles enforcement. Consumers report unlicensed contracting to RICO at (808) 587-4272 or 1-844-808-3222, and the office publishes a Report of On-Going Unlicensed Activity form plus a contractor complaint form. The agency asks reporters to supply written contracts or quotes, cancelled checks or receipts, physical descriptions of workers, vehicle descriptions and plate numbers, the type of work, the exact address, and the hours work occurs. Treat that list as a description of the evidence file that gets built around a job site. Two licensing-side penalties are published. Under HAR section 16-77-100, a contractor who fails to pay the contractors recovery fund fee within sixty days of assessment has the license automatically forfeited without a hearing, restorable within thirty days on payment of the assessed fee plus a ten dollar penalty, after which a new application is required. Under HAR section 16-77-75, the principal responsible managing employee's license is automatically terminated when a court orders payment from the contractors recovery fund. Owner-builder permits carry their own fines. A homeowner who fails to comply with owner-builder requirements can be fined up to $5,000 or 50 percent of the permit value of the work, whichever is greater, with $10,000 or 60 percent for subsequent violations, and is barred from applying for new owner-builder permits for three years. The owner-builder exemption is limited to owner-occupants, bars sale or lease for a year after final inspection, and requires the homeowner to supervise construction, use licensed subcontractors, and keep permits, contracts and payment records for up to three years.

Sourcescca.hawaii.gov 1cca.hawaii.gov 2cca.hawaii.gov 3

The Contractors Recovery Fund and how customers check you out

The fund is the strongest argument a licensed remodeler has against an unlicensed bid. Licensed contractors pay into the Contractors Recovery Fund, which the Contractors License Board manages, and it compensates homeowners when a project goes wrong. The maximum claim per contract is $12,500.00, and the maximum the fund will pay out for any one licensed contractor is $25,000.00, pro-rated across multiple claims against the same contractor. Eligibility is narrow and it favors you. Claims are limited to owners or lessees of private residences, condominiums and cooperative units who built improvements and alterations, and to owners or lessees of land on which they built a private residence. The claimant must have hired a contractor who was currently and actively licensed when the contract was signed. A homeowner whose contract was with an unlicensed person, or with someone whose license was suspended, revoked, forfeited, terminated or inactive at signing, may be barred from recovery. Recovery is not automatic: the homeowner gives written notice to the Board at 335 Merchant Street, Suite 343, Honolulu, gets a judgment in a Hawaii district or circuit court, searches for assets, exhausts any bond or insurance, then moves for payment and assigns the judgment to the Board. HRS chapter 672E, the Contractor Repair Act, may require giving the contractor an opportunity to repair first. Customers verify licensure three ways: the public license search at mypvl.dcca.hawaii.gov/public-license-search, businesscheck.hawaii.gov, and the Consumer Resource Center at 1-844-808-3222 or (808) 587-3295.

Sourcescca.hawaii.gov 1cca.hawaii.gov 2cca.hawaii.gov 3cca.hawaii.gov 4

County permits and the state tax license

The license is statewide, the permit is not. Each county sets its own rules about when a building permit is required, and certain areas such as steep slopes and certain conditions such as flood zones add requirements. On Oahu the Department of Planning and Permitting administers permitting from 650 South King Street, 7th Floor, Honolulu, at (808) 768-8000, and states that building permits are required per Revised Ordinances of Honolulu section 18-3.1, and that all work must comply with building codes whether or not a permit is required. The department lists the codes currently in effect for Oahu, including the 2018 International Building Code and 2018 International Residential Code with state and city amendments effective August 9, 2024, the 2018 International Existing Building Code, the 2020 National Electrical Code on an interim basis from March 15, 2024, and the 2021 Uniform Plumbing Code on an interim basis from March 1, 2024. Oahu permits run through the HNL Build portal, with instant online permits for some work and plan-review permits for the rest, and the department has required its CivCheck review for eligible residential projects. On the permit application the county generally expects the building, electrical or plumbing contractor responsible for the work to be identified, which is where your license number lands. Separately, Hawaii has no sales tax. The Department of Taxation charges a general excise tax of 4 percent on most business activities, and a general excise tax license costs a one-time $20.00 fee filed on Form BB-1 or through Hawaii Tax Online.

Sourceshonolulu.gov 1cca.hawaii.gov 2tax.hawaii.gov 3cca.hawaii.gov 4

What we could not confirm

These are common details other guides publish about Hawaii, but we could not verify them from the agency source. Confirm them directly before relying on them.

  • Statutory text of HRS chapter 444 could not be read: capitol.hawaii.gov returned HTTP 403 to every request, so section numbers are cited only as they appear in DCCA documents.
  • Whether the handyman exemption threshold is $1,000 or $1,500: the Board's contractor FAQ and current RICO publications give different figures and HRS 444-2 could not be fetched to resolve it.
  • Criminal and civil penalty amounts for unlicensed contracting under HRS 444-23 and 444-23.5.
  • Any right of rescission or cancellation period for a Hawaii home improvement contract: nothing in HAR chapter 16-77 provides one, and HRS 444-25.5 and HRS chapter 481C could not be fetched.
  • Whether Hawaii imposes continuing education hours on contractors: HAR 16-77-54 and 16-77-55 list no hours, but no Board page states a figure either way.
  • The surety bond amount the Board typically imposes on a B or C-5 applicant: the rules say the amount is set by the Board case by case.
  • Prometric passing score and question counts for Part I and Part II.
  • The Oahu county surcharge rate added to the 4 percent general excise tax.
  • Building permit fee schedules for Honolulu, Maui, Hawaii and Kauai counties.
  • Maui, Hawaii and Kauai county permit rules were not fetched individually; only the statewide statement that each county sets its own rules is sourced.

Hawaii remodeling licensing questions

Does Hawaii license remodeling contractors at the state level?

Yes. The Contractors License Board, part of the Department of Commerce and Consumer Affairs, issues every contractor license used in Hawaii. There is no separate county contractor license and no additional home improvement contractor registration. One state license number covers Oahu, Maui, Kauai and Hawaii Island, while each county still controls building permits and inspections for the work itself.

Which classification should a remodeler hold?

Most full-scope remodelers hold the B general building license, which covers structures requiring more than two unrelated building trades. A B licensee automatically holds C-5 cabinet, millwork, and carpentry remodeling and repairs, plus drywall, framing, concrete and shingle classifications. Smaller remodeling firms often hold C-5 alone, which stops short of load bearing members.

What project size triggers the license requirement?

The Regulated Industries Complaints Office states a license is required for any project exceeding $1,500 in labor and material, or any project that requires a building, electrical or plumbing permit, regardless of cost. The Board's contractor FAQ states the exemption as not more than $1,000.00 with no permit. Confirm the current figure with the Board.

How much experience does the Board require?

Four years of supervisory experience within the ten years immediately before you file, in the classification requested. The Board wants at least three notarized experience certificates, no two in the same classification from the same person, plus a Chronological History of Projects form. Only on-site supervision of your own crew counts toward the four years.

What does the licensing examination cover?

Most classifications require two parts: Part I, Business and Law, and Part II, Trade, covering field knowledge in the classification requested. The Board's FAQ lists $75.00 per part, paid to the testing agency Prometric. You must finish the examination process within six months of the Board approving your application or pay the fees again.

What insurance limits must a Hawaii contractor carry?

Bodily injury liability of $100,000 each person and $300,000 each occurrence, plus property damage liability of $50,000 each occurrence, from a carrier authorized to do business in Hawaii. Workers compensation is also required, though a sole proprietor with no employees may file a Board form instead. A coverage lapse forfeits the license automatically.

When does a Hawaii contractor license expire?

Every license expires September 30 of each even-numbered year, regardless of when it was issued. The Board accepted renewals for the October 1, 2026 to September 30, 2028 period from August 10 through September 30, 2026. A forfeited license can be restored until November 30 of that year with a penalty fee, then not at all.

Does Hawaii accept a contractor license from another state?

No. The Board states it has no reciprocity agreements, and every applicant meets the same licensing and examination requirements. Prior out-of-state licensure is supporting evidence, not a substitute for the experience certificates or the exams. The principal responsible managing employee must also reside in Hawaii while the license is in effect.

What has to be in a Hawaii home improvement contract?

A written contract naming the contractor with address, license number and classifications, the exact dollar amount due, start date and days to completion, scope and materials, percentage subcontracted with subcontractor names and license numbers, a capitalized risk-of-loss statement next to the owner's signature line, a lien rights provision, warranty terms, and both signatures. Sign it before any work.

Does my license number have to appear in advertising?

Yes. HAR section 16-77-83 requires a contracting entity advertising through any media to list the name it is licensed under, or its trade name filed with the Board, together with the license number. The rule names newspapers, magazines, radio, television, the Internet and directories, so websites and paid search ads are covered.

Can I advertise work in a classification I do not hold?

No. HAR section 16-77-33 bars an A or B licensee from advertising as a specialty contractor outside the specialties it holds, and bars a specialty contractor from advertising in any other classification. Subsection (d) treats advertising in a classification you are not licensed for as unlicensed activity, which RICO investigates.

What does the Contractors Recovery Fund pay a homeowner?

The maximum claim is $12,500.00 per contract, with $25,000.00 the most the fund will pay for any one licensed contractor, pro-rated across multiple claims. The homeowner must have hired a contractor who was actively licensed when the contract was signed, must obtain a Hawaii court judgment, and must exhaust other assets first.

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